LoneSock
CBS
DPS
MFS
LEDGER
GL
RECON
On-Premises Bank Infrastructure

The Bridge
Banks Need.

Bank-owned DPS platform connecting traditional banking with Bangladesh's MFS ecosystem. No CBS modification. No vendor lock-in. Full control.

Request Technical BriefView Capabilities

Multi-MFS Integration

All Major Providers, One Platform

bKash
Integrated
Nagad
Integrated
Rocket
Integrated
Upay
Integrated
The Challenge

MFS owns the customer.
Banks own the products.

DPS and savings products are increasingly initiated through Mobile Financial Services, while Core Banking Systems were never designed for real-time, multi-MFS orchestration.

MFS platforms control customer onboarding and payment collection
Banks must integrate with multiple MFS providers simultaneously
Core Banking Systems are risk-sensitive and costly to modify
Reconciliation, disputes, and audit pressure continue to increase
ARCHITECTURE
FinBridge as System of Record
MFS PROVIDERS
bKash
Nagad
Rocket
Upay
FinBridge
DPS Micro-Core
Products
Contracts
Ledger
BATCH POSTING
Core Banking System / GL
No real-time integration required

What FinBridge is NOT

XNot SaaS
XNot cloud-locked
XNot dependent on any single MFS
XNot a replacement for Core Banking
XNot a vendor-controlled black box

FinBridge is a bank-owned asset, deployed, operated, and governed entirely by the bank.

Platform Capabilities

Key Capabilities

Everything a bank needs to launch, manage, and control digital DPS products through MFS channels.

Multi-MFS DPS Enablement

One platform supporting bKash, Nagad, Rocket, and Upay. Uniform business rules across all channels.

DPS Product Management

Tenure, installment rules, interest structures, early closure handling. Product versioning without risk.

Contract Lifecycle Control

Digital DPS creation, status tracking, grace-period management, delinquency handling.

Interest Accrual & Maturity

Automated daily accrual, calendar-aware processing, automated maturity detection.

Ledger & Financial Control

Bank-grade double-entry sub-ledger. Contract-level statements. Settlement account control.

Reconciliation & Settlement

MFS vs platform vs CBS reconciliation. Automated mismatch detection. Maker-checker resolution.

CBS-Safe Integration

No real-time CBS calls. Batch-based posting. Configurable GL mapping. Acknowledgment handling.

Audit & Compliance

Complete audit trail. Immutable logs. 7-10 year retention. Bangladesh Bank audit ready.

Deployment Model

Deployed in your data center.
Owned by your bank.

FinBridge runs on your infrastructure, under your security policies, with your team in control. No cloud dependencies. No vendor lock-in.

DeploymentBank Data Center
Control100% Bank
ConnectivityBank-approved networks only
Cloud dependencyNone
Vendor lock-inNone
DR & HABank-defined

Security & Compliance

Mutual TLS and signed payloads
Role-based access control
Maker-checker enforcement
Encrypted data at rest
Long-term audit retention (7-10 years)
Bangladesh Bank audit alignment
Internal audit framework support
External financial audit ready

Business Value

Strategic Benefits for the Bank

Revenue Growth

  • Access to full MFS customer base
  • Faster DPS product rollout
  • Reduced MFS negotiation dependency

Risk Reduction

  • No Core Banking instability
  • Controlled financial posting
  • Strong reconciliation & audit

Cost Efficiency

  • One platform for all MFS
  • No repeated integrations
  • Lower maintenance costs

Strategic Control

  • Bank owns DPS business logic
  • Bank owns all data
  • Bank controls expansion
4
MFS Providers
integrated
0
CBS Modifications
required
100%
Bank Owned
full control
7-10yr
Audit Retention
compliant

Under the Hood

Built for Enterprise

Built on .NET 10 with enterprise-grade, long-term support. Modular, extensible architecture designed for long-term maintainability and optimized for on-premise enterprise infrastructure.

Powered by
.NET 10 LTSEnterprise runtime
PostgreSQLPrimary database
SQL ServerAlternative DB
Air-gappedDeployment ready

Core Modules

MFS Gateway
Multi-provider integration
.NET 10
Product Engine
DPS product configuration
.NET 10
Contract Manager
Lifecycle management
.NET 10
Accrual Engine
Interest calculation
.NET 10
Sub-Ledger
Double-entry accounting
.NET 10
Recon Service
Automated reconciliation
.NET 10

Integration Points

bKash API Integration
Nagad API Integration
Rocket API Integration
Upay API Integration
CBS Batch Interface
GL Posting Engine
Audit Log System
Report Generator
Admin Dashboard
Maker-Checker Workflow
Alert & Notification
Settlement Control

Your Infrastructure

Bank-Owned Deployment

Complete control over your DPS infrastructure. No vendor lock-in.

Primary

On-Premises

Deployed in bank data center. Full isolation and control. Air-gapped ready.

Commercial Banks

Private Cloud

Bank-owned cloud infrastructure. Kubernetes or VM-based deployment.

Digital Banks

Hybrid

Primary on-prem with cloud DR. Flexible architecture for resilience.

Enterprise Banks

Ready to bridge your bank with MFS?

Request a technical brief or schedule a private demonstration with our financial systems team.

Request Technical Brief